It is for that reason that it is so surprising that some people still find themselves unable to afford a new computer, and yet the common problem of credit is what looms its ugly head. Too often those with the means are still unable to make that purchase due to poor or insufficient credit records, relegating them to using the technology of yesteryear. And that's where Orville Stephens steps in.

"I was in computers for 20 years. I went to college for computers and got a degree in data processing," says Stephens, owner of www.GreatHomeComputers.com . "I built computer networks for banks, the US Army, and other businesses. Once I heard about this type of business, I got involved right away."

Stephens provides quality affordable laptops and desktop computers to those with poor or weak credit -- a much-needed service that allows for low down payments and low monthly payments. "I'm out to satisfy the customer with quality products at a decent price," says Stephens, who feels he is looking out for the consumer first. He even provides his clients with blog -- www.GreatHomeComputers.net -- to discuss his products and their experiences, relying on their feedback and communicating with them about upcoming deals and specials. "I plan to diversify quickly and expand into all types of electronics for people with bad or no credit," he says, considering multiple web sites for similarly-themed businesses. "I'll be selling nearly every product a consumer would need to survive comfortably."

"The reason I went this direction is because I know it's for people with no credit or bad credit, but even people with good credit can see the value in these products. I just want to make technology available."